Our Services

We provide the specialist knowledge, skills and expertise needed to deliver cards and payments change projects successfully.  
We can make a significant contribution to your business through the breadth and depth of our industry experience accumulated working in the Cards and Payments industry for almost 20 years and with our extensive cards and payments processing knowledge and subject-matter expertise.  
This expertise is underpinned by our proven capability and track record of supporting projects through all stages of the delivery lifecycle from project definition and planning through to live operation and by our professional, results-focused and hands-on approach to assisting clients deliver projects and change initiatives successfully. 

Why Choose Oscon Consulting ?

Breadth and Depth of Industry Experience

  • Consumer and Commercial Credit Card Issuing
  • Consumer and Business Debit Card Issuing
  • Merchant POS and eCommerce Acquiring
  • Card portfolio sales and acquisitions
  • Card portfolio migrations and de-conversions
  • Card product design, build and launch
  • Card Schemes & Payment Networks: MasterCard, Visa, Maestro, LINK, SEPA, BACS
  • Payment Processors & Platforms: TSYS, FiServ (First Data), Vocalink
  • 3rd Party Card Providers: Thales (Gemalto), IDEMIA (Oberthur)
  • Regulatory and Scheme Compliance
  • Multi-channel cards servicing and platform integration: agent, online / web, telephone / IVR.

Extensive Cards and Payments Processing Knowledge and Expertise

  • Cards application processing and account boarding

  • Card personalisation and issuance

  • Card and PIN management

  • Fees, terms and pricing

  • Authorisations, clearing and settlement

  • Payments processing

  • Disputes and chargebacks

  • Fraud management

  • Credit Bureau reporting

  • GL and Accounting

  • Loyalty and Awards programmes

  • Specialist cards industry knowledge: POS, ATM, eCommerce, 3D Secure,  CHIP processing, Tokenisation, encryption key processing, PCI-DSS, HISO messaging.

Proven Delivery Capability across entire Project Development Lifecycle:

  • Project definition, scoping and planning
  • Business requirements analysis and definition
  • Functional and technical solution design
  • Solution delivery
  • Systems integration and interface development
  • Test management and execution
  • Scheme certification and comfort testing
  • Pilot and full production go-live delivery management
  • Post implementation support, monitoring and issue management
  • Portfolio and MI / data analysis and support.

An Approach underpinned by a strong core competence focused on successful project delivery

  • Adopts a professional. results-focused and hands-on approach to project delivery
  • Produces high quality project deliverables on time and on budget
  • Identifies and delivers sensible, pragmatic, implementable solutions to meet key business and project objectives
  • Brings strong business and technical problem-solving capabilities to bear in all day-to-day work
  • Can engage, lead and communicate effectively with stakeholders and internal client or external third-party project teams across diverse disciplines and functions
  • Develops an informed, detailed understanding of your business and your products

  • Continually invests in growing and enhancing industry, functional and technical knowledge and expertise to enhance the value added to client engagements.


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